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Zamzam Holding - Zamzam in Arabic has a deep meaning: it refers to positive, spreading goodwill, prosperity, a Sacred well, a Miraculous origin, and Spiritual importance.

Market Presence

with expanding and portfolio development across many intites of Zamzam Holding Companies & portfolio

Subsidiary Profiles

With a deep financial focus, Zamzam Holding started over three decades ago, developing and investing in different areas, such as money exchange, mobility, manufacturing, public trading,

Nature of Business

A hybrid portfolio from partnerships, manufacturing, and service businesses, Zamzam Holding Group has a diverse sector of operating businesses

Investment Focus Areas

Going forward, Zamzam Holding's investments will be channeled into a few key strategic areas

Fintech
Sustainable Industries
Artificial Intelligence (AI)
Strategic Growth Markets

Fintech

Expanding its digital financial services like the Dinarak wallet and Aysar money transfer system to promote greater financial inclusion and capitalize on the growing demand for convenient digital payment solutions.

Strategic Roadmap

Zamzam Holding's growth strategy focuses on four key pillars:

Expanding its market reachDiversifying its portfolioLeading with digital innovationOperating sustainably

Awards & Recognitions

Financial inclusion awards

Dinarak has been recognized for its efforts in financial inclusion, receiving the FinX2018 "Financial Inclusion Initiative of the Year" from Fintech Galaxy and the "Financial Inclusion Initiative" from the Seamless Awards 2019.

Global recognition

Dinarak was selected as part of the "Inclusive Fintech 50" by MetLife Foundation and Visa Inc., alongside global non-profit Accion and the IFC.

Strategic Partnerships

Zamzam Holding fosters strategic partnerships through internal synergy, using its subsidiaries' capabilities like Fikratech's software and DigiXai's AI to benefit the entire group. It expands its network via its subsidiaries, such as Zamzam Exchange's Aysar system, and forges external infrastructure partnerships, like Dinarak's integration with Jordan's JoMoPay. The holding also makes future-focused investments in tech to stay at the forefront of innovation.

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